*{box-sizing:border-box}
:root{
  --navy:#071b33;
  --blue:#123f70;
  --gold:#c99a36;
  --cream:#f6f3ed;
  --text:#1c2733;
  --muted:#687483;
  --white:#ffffff;
  --border:#dfe5ea;
}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--text);
  line-height:1.65;
  background:#fff;
}
.container{width:min(1120px,92%);margin:0 auto}
.narrow{width:min(800px,92%)}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--border);
}
.nav-wrap{display:flex;justify-content:space-between;align-items:center;min-height:76px;gap:24px}
.brand{text-decoration:none;color:var(--navy);display:flex;align-items:center;gap:12px;font-weight:700}
.brand-mark{
  display:inline-grid;place-items:center;
  width:46px;height:46px;border-radius:8px;
  background:var(--navy);color:#fff;
  letter-spacing:1px;
}
.brand-text{font-size:.98rem;letter-spacing:.8px}
nav{display:flex;gap:22px;flex-wrap:wrap}
nav a{color:var(--text);text-decoration:none;font-weight:600;font-size:.95rem}
nav a:hover{color:var(--blue)}
.hero{
  background:linear-gradient(135deg,var(--navy),var(--blue));
  color:#fff;padding:96px 0;
}
.hero-grid{display:grid;grid-template-columns:1.35fr .75fr;gap:56px;align-items:center}
.eyebrow{
  text-transform:uppercase;
  letter-spacing:2px;
  font-size:.76rem;
  font-weight:800;
  color:var(--gold);
}
.hero h1{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.05;margin:.2em 0 .35em;max-width:900px}
.lead{font-size:1.18rem;color:#e2e8f0;max-width:760px}
.cta-row{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 22px;border-radius:7px;text-decoration:none;font-weight:700}
.primary{background:var(--gold);color:#111}
.secondary{border:1px solid rgba(255,255,255,.55);color:#fff}
.hero-card{
  background:rgba(255,255,255,.09);
  border:1px solid rgba(255,255,255,.18);
  border-radius:14px;padding:30px;
  backdrop-filter:blur(4px)
}
.hero-card h3{margin-top:0;font-size:1.4rem}
.stat{margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.2)}
.stat strong,.stat span{display:block}
.stat span{font-size:.9rem;color:#d9e2ec}
.section{padding:80px 0}
.alt{background:var(--cream)}
.section h2{font-size:clamp(2rem,4vw,3rem);line-height:1.15;color:var(--navy);margin:.25em 0 .6em}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.card{border:1px solid var(--border);border-radius:12px;padding:24px;background:#fff}
.card h3{color:var(--navy);margin-top:0}
.markets{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.markets div{padding:24px;border-left:4px solid var(--gold);background:#fafbfc}
.markets strong,.markets span{display:block}
.markets span{color:var(--muted);margin-top:4px}
.center{text-align:center;font-size:1.08rem}
.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff}
.contact-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:center}
.contact-card{background:#fff;color:var(--text);padding:28px;border-radius:12px}
.contact-card a{color:var(--blue)}
.small{font-size:.85rem;color:#7b8794}
footer{padding:28px 0;background:#041426;color:#d7dee7}
.footer-wrap{display:flex;justify-content:space-between;gap:25px;align-items:center}
footer p{margin:.2em 0}
@media (max-width:800px){
  .nav-wrap{flex-direction:column;align-items:flex-start;padding:14px 0}
  .hero-grid,.contact-grid,.cards,.markets{grid-template-columns:1fr}
  .hero{padding:70px 0}
  .footer-wrap{flex-direction:column;align-items:flex-start}
}